When driving a rental car, insurance is very important especially when you have to drive around Dubai roads. It is good to have adequate insurance when getting cheap car rentals in Dubai and most essentially you should consider having a comprehensive and collision cover. If you already don’t have a car insurance, it is good to consider purchasing one but before you do this, always consider the following: –
Contact your credit card provider
Most credit card companies will provide some level of coverage which you should find out before opting for any other policy especially what is offered by rental companies. Since it is clear that you need insurance coverage as you rent a car Dubai, always take time early enough to confirm the range offered. At some point, you might still need to top up what is already available by buying auto insurance from the rental company offering you the car.
If you already have your own car, chances are that you already have an insurance policy and this could provide you the necessary coverage while driving a rental car in Dubai. However, never assume things but instead contact your insurance company to find out whether your coverage and deductibles on your auto policy are sufficient for you while on the road with cheap car rentals.
Car rental insurance is very important especially comprehensive and collision policy as it helps in covering you in case your rented car is damaged through an accident or stolen. While it is true you would like to be very careful while on the road, there is no doubt to say that there are many other factors beyond you that could cause an accident. There are other road users who might not be as careful as you are.
As you rent a car, you will need to have LDW (Loss Damage Waiver) which relieves you of any financial responsibilities in case the rental car is stolen or damaged. This however does not cover you in case you are responsible for the accident through drunken driving, over speeding or driving on the wrong roads.
There are other insurance coverage that you might need or which you might want to consider depending on your needs. However, it is worth noting that car rental insurance will increase you cost as you rent a car Dubai. There are many factors that affect the cost of rental car insurance including the rental company, and the type of rental car. You might be denied coverage by most car rental companies especially if you have a poor driving and credit history. Always check with your car rental company before renting cheap rentals to find out what they have in their policy.